Finance

What is a Budget? How to Make a budget in 5 Easy steps What is a Budget? A budget is a plan that helps you manage your money by showing how much you earn and how much you spend. It allows you to track your income, control your spending, save money, and avoid unnecessary debt. … Read more

What is Inflation? How it affects your Money and Daily Life. What Is Inflation? How It Affects Your Money Have you ever wondered why things that cost ₹10 years ago now cost ₹30 or more? That’s inflation – the rise in prices of goods and services over time, which reduces the purchasing power of your … Read more

What Is Interest Rate? Simple Interest vs. Compound Interest Explained with ₹1000 Example Understanding how interest rates work is one of the most important steps in mastering personal finance. Whether you are saving money or taking a loan, interest directly affects how much you earn or pay. This article will help you understand: What Is … Read more

What is a Bank account? Types, Features & Benefits explained. In today’s digital and financial world, having a bank account is a basic necessity. Whether you’re a student, salaried employee, or business owner, a bank account helps you safely store, transfer, and manage your money. But did you know there are multiple types of bank … Read more

Saving vs Investing: Key Differences and When to Choose saving and investing full details When it comes to managing money wisely, many people confuse saving with investing. While both are essential for financial health, they serve different purposes and have different risk levels, returns, and timeframes. In this post, we’ll break down the difference between … Read more

What is personal Finance? A complete beginner’s guide to money management in India 2025 Introduction Money affects almost every part of our lives – from what we eat to where we live and how we dream about the future. But most people in India never learn how to manage it properly. That’s where personal finance … Read more