What is Assets and Liabilities, Income and Expenses, A Beginner’s Guide full details 2025 updated Understanding What is Assets and Liabilities, Income and Expenses Managing money becomes simple when you understand these four key parts: how you earn (income), how you spend (expenses), what you own (assets), and what you owe (liabilities). Whether you are … Read more
How to Save Money as a Student or Beginner Earner in India, Smart tips for saving 2025. How to Save Money Saving money as a student or beginner earner may seem difficult—but with the right habits and mindset, it becomes achievable. Whether you’re getting pocket money, a part-time income, or your first salary, every rupee … Read more
What is a Credit Score in India and Why it is important and matters? What Is a Credit Score? A credit score is a three-digit number that reflects your creditworthiness your ability and willingness to pay back debts. In India, this score generally ranges from 300 to 900, and the most popular scoring agency is … Read more
What is a Budget? How to Make a budget in 5 Easy steps What is a Budget? A budget is a plan that helps you manage your money by showing how much you earn and how much you spend. It allows you to track your income, control your spending, save money, and avoid unnecessary debt. … Read more
What is Inflation? How it affects your Money and Daily Life. What Is Inflation? How It Affects Your Money Have you ever wondered why things that cost ₹10 years ago now cost ₹30 or more? That’s inflation – the rise in prices of goods and services over time, which reduces the purchasing power of your … Read more
What Is Interest Rate? Simple Interest vs. Compound Interest Explained with ₹1000 Example Understanding how interest rates work is one of the most important steps in mastering personal finance. Whether you are saving money or taking a loan, interest directly affects how much you earn or pay. This article will help you understand: What Is … Read more
What is a Bank account? Types, Features & Benefits explained. In today’s digital and financial world, having a bank account is a basic necessity. Whether you’re a student, salaried employee, or business owner, a bank account helps you safely store, transfer, and manage your money. But did you know there are multiple types of bank … Read more